100percentfinancing

  • No down payment required

  • Perfect for first-time homebuyers

  • Easy, Simple, Faster, Better

If you would like more information on our “Up To 100% Financing Home Loan Program” or rates, simply answer the questions below so a Forcht Mortgage Specialist can contact you.

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Nameyour full name
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If the 100% Financing Program does not fit your needs, we have a variety of other products available to choose from. 

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Talk To A Forcht Mortgage Specialist

Our goal is to consistently exceed your expectations. Contact us today to see how we can do so.

1.844.4.FORCHT (367248)

Find a Forcht Mortgage Specialist in your area below

lois-chesnut

Lois Chesnut

NMLS: 411921

606.862.5757 (Office)

lochesnut@forchtbank.com

corey-kightlinger

Corey Kightlinger

NMLS: 422298

859.824.8531 (Office)

cokightlinger@forchtbank.com

lisa-pruitt

Lisa Pruitt

NMLS: 422301

859.263.6535 (Office)

lipruitt@forchtbank.com

lois-chesnut

Lois Chesnut

NMLS: 411921

606.862.5757 (Office)

lochesnut@forchtbank.com

corey-kightlinger

Corey Kightlinger

NMLS: 422298

859.824.8531 (Office)

cokightlinger@forchtbank.com

lisa-pruitt

Lisa Pruitt

NMLS: 422301

859.263.6535 (Office)

lipruitt@forchtbank.com

stone_mike

Mike Stone

NMLS: 411927

859.263.6535 (Office)

mistone@forchtbank.com

kaleb_kash

Keleb Kash

NMLS: 54931

859.263.6810 (Office)

kakash@forchtbank.com

lois-chesnut

Lois Chesnut

NMLS: 411921

606.862.5757 (Office)

lochesnut@forchtbank.com

robin-knott

Robin Knott

NMLS: 411924

502.568.5878 (Office)

roknott@forchtbank.com

stone_mike

Mike Stone

NMLS: 411927

859.263.6535 (Office)

mistone@forchtbank.com

felicia-stomieroski

Felicia Stomieroski

NMLS: 411926

606.451.4560 (Office)

festomieroski@forchtbank.com

Who we are

*Available for primary residence purchase loan transactions only. 95% maximum loan-to-value (LTV) for first mortgage and receive up to 100% LTV when combined with Forcht Bank or seller second mortgage. For a combo purchase loan of $100,000, LTV of 100%, the first mortgage payment amount on a five-year Adjustable Rate Mortgage (ARM) based on an interest rate of 4.99%, Annual Percentage Rate (APR) of 3.350% for 61 months is $509.40. After 61 months, the interest rate adjusts annually based on changes to the 1-Year Treasury Constant Maturity Weekly Average Rate that is available on the Federal Reserve Board’s website plus an index of 1.75%. As of 10/7/16, the 1-Year Treasury Rate is 0.65%; thus the payment amount would adjust to 299 payments of $387.22. Interest rates and payments may increase after consummation. Mortgage insurance is required on the first mortgage; thus, the APR and estimated payment amounts will be higher. The second mortgage payment amount with a fixed interest rate of 5.75% and APR of 7.449% with 120 payments is $54.88. All estimated payment amounts do not include property taxes and insurance so actual payment amounts may be higher. Maximum loan amounts and certain restrictions may apply. Loan is subject to underwriting and credit approval. Standard closing cost fees will apply. Offer may not be available in some states.